Business Checking Accounts
Built for Business Owners
T Bank offers business checking accounts designed for the way you work, with 24/7 digital banking, nationwide ATM rebates, and a banker who still answers the phone.
Business Banking Made Simple
- Free nationwide ATMs & mobile deposits
- QuickBooks sync in two clicks
- Human support—no bots
Checking
Good for businesses managing fewer transactions in their checking account
$12/month
- $100 to open.
- Monthly $12 service fee waived with $1,000 minimum average collected balance for the statement cycle.
- Unlimited transactions.
- Talk to a banker to open your account today.
NOW Checking
Good for sole proprietors and non-profit organizations; account balances earn a competitive rate of interest
$10/month
- $100 to open.
- Monthly $10 service fee waived with $5,000 minimum average collected balance for the statement cycle.
- Unlimited transactions.
- Interest paid monthly. Annual Percentage Yield (APY) and Interest rate subject to change. You must maintain a minimum average daily balance of $1,500 to obtain the disclosed annual percentage yield.
- Talk to a banker to open your account today.
Money Market Checking
Pays competitive tiered interest rates
$10/month
- $500 to open.
- Monthly $10 service fee waived with $1,000 minimum average collected balance for the statement cycle.
- Interest paid monthly. Annual Percentage Yield (APY) and Interest rate subject to change. You must maintain a minimum average daily balance of $2,500 to obtain the disclosed annual percentage yield.
Interest Rate Tiers
- $2,500-$9,999.99
- $10,000-$24,999.99
- $25,000-$99,999.99
- $100,000-$249,999.99
- $250,000-$499,999.99
- $500,000-$999,999.99
- $1,000,000 and up
- Talk to a banker to open your account today.
Analysis Checking
The Analysis account is for businesses with a higher number of transactions a month. This account is customizable for larger businesses that need sophisticated cash management services.
Talk to a banker to open your account today.
Compare Our Business Checking Accounts
We Prioritize the Security of Your Business Checking Account
Our advanced protection systems ensure the safety of your funds and the confidentiality of your information.
Two-Factor
Two-factor authentication so only you and authorized users can access your account
Encryption
Data encryption to keep your information safe
Text Alerts
Text alerts if we notice any suspicious activity or debit transactions
Insurance
FDIC insurance on Business Checking balances up to $250,000
Banking Services
eBanking
Manage your accounts with ease online.
Mobile Banking
Bank on-the-go with our full-featured mobile app.
Bill Pay
Pay bills quickly and securely, with options for urgent payments.
Cash Management Services
Optimize your business’s financial operations.
Bill Pay Service
Online Bill Pay gives you the flexibility to manage your bills from one secure website, anytime and anywhere.
Pay bills to any individual or company:
- Set up one-time payments
- Set up recurring payments
- Make your T Bank loan payments
Pay bills to any individual or company:
- Receive e-bills directly to your e-mail
- Set up to e-bills to automatically pay upon receipt
- Transfer money between accounts
- Download account information into Quicken, Quickbooks & Microsoft Money
Cash Management Services*
T Bank offers a broad range of Cash Management Services to fit your business needs. We know companies need to manage their cash more carefully than ever. We can help you maximize the efficiency of your business cash flow.
- Automated Clearing House (ACH) transfers
- Wire Transfers, both Domestic and International
- Remote Deposit Capture for quick check processing
- Positive Pay for fraud prevention
* may be subject to credit approval
Mobile Banking
Your finances at your fingertips, anytime.
Bank with T Bank whenever and wherever you want with the features you need for getting things done and security that helps give you peace of mind. The latest version of our Mobile Banking apps puts secure banking in the palm of your hand.
- Mobile features when you need them most:
- Check your balances and transfer money between accounts
- Deposit checks using your mobile device
- Get notified of account activity with mobile app alerts
- Mobile Bill Pay
- Securely send money
T Bank has mobile banking applications to meet almost any platform need, including the following:
Apple iOS / Android OS
Remote Deposit Capture Services
Our Remote Deposit Services allow clients to make deposits anytime, anywhere. No mailing, no driving, no hassle — now scan and upload your checks for deposit, instantly!
Xpress Deposit Capture (XDC)
Xpress Deposit Capture enables consumers and small businesses to deposit checks online using a scanner-equipped PC. It couldn’t be easier. To make a deposit any time you’d like, just:
- Apply for the service by contacting the bank.
- Log in to Xpress Deposit Capture.
- Select “Make A Deposit” link.
- Select the account to which you will make a deposit.
- Endorse your check and separately scan and submit the images of the front and back.
You’ll receive an e-mail message confirming that your check image has been received, then a message confirming that the image has been approved. Your deposit is complete!
Commercial Deposit Capture (CDC)
Commercial Deposit Capture enables your business to deposit a small or large volume of checks online using a bank provided MICR scanner and a PC. It couldn’t be easier. To make a deposit any time you’d like, just:
- Log in to Commercial Deposit Capture.
- Select “Capture” link.
- Select the account to which you will make a deposit.
- Endorse your checks and then begin scanning.
Remember to consider our Internet Security and Fraud Prevention tips when using any of T Bank’s online banking services.