Your SBA and Commercial Loan Experts
As experts in SBA loans and commercial loans, we believe entrepreneurs deserve a financial partner who understands their journey. That’s why we specialize in SBA and commercial loans—not as products, but as powerful tools to help you secure capital and overcome obstacles. Our team of nationwide experts is dedicated to finding the flexible financing solution you need to grow, especially when other banks say “no.”
A Full Suite of Financial Solutions
While we are experts in SBA and commercial lending, our support for your business doesn’t end there. We provide a complete range of financial tools—from daily business banking to long-term retirement plans—all designed to power your growth and secure your financial future.
SBA & Business Loans
For acquisitions, real estate, expansions, and buyouts.
SBA & Business Loans
For acquisitions, real estate, expansions, and buyouts.
Employer Retirement Plans
401(k), Safe Harbor, Profit Sharing, and Cash Balance plans.
Employer Retirement Plans
401(k), Safe Harbor, Profit Sharing, and Cash Balance plans.
Business Banking
Checking, money market, and cash management tools that scale with you.
Business Banking
Checking, money market, and cash management tools that scale with you.
Personal Banking
Checking, savings, and high-yield CDs for owners and employees.
Personal Banking
Checking, savings, and high-yield CDs for owners and employees.
Business Loans to Fuel Your Growth
Whether you’re buying a business, expanding your operations, or securing commercial real estate, our government-guaranteed loan programs are designed to turn your vision into reality. As a leading SBA Preferred Lender, we make the process clear and efficient.
SBA 7(a) Loans
The versatile SBA 7(a) loan can be used to finance a business acquisition or a partner buyout. This program also allows you to secure essential working capital or refinance existing debt, with loan sizes starting from $500K.
SBA 7(a) Loans
The versatile SBA 7(a) loan can be used to finance a business acquisition or a partner buyout. This program also allows you to secure essential working capital or refinance existing debt, with loan sizes starting from $500K.
SBA 504 Loans
Use the SBA 504 loan program to purchase or construct commercial real estate for your business. It is also ideal for acquiring heavy machinery and other major equipment, with loan sizes starting at $1 million.
SBA 504 Loans
Use the SBA 504 loan program to purchase or construct commercial real estate for your business. It is also ideal for acquiring heavy machinery and other major equipment, with loan sizes starting at $1 million.
Commercial & Conventional Loans
Our commercial and conventional loans are perfect for financing or refinancing commercial real estate. These loans also provide the capital needed for business acquisitions, expansions, and equipment financing.
Commercial & Conventional Loans
Our commercial and conventional loans are perfect for financing or refinancing commercial real estate. These loans also provide the capital needed for business acquisitions, expansions, and equipment financing.
USDA Loans
We offer USDA loans designed for businesses operating in eligible rural and semi-rural areas. This financing can be used for real estate, equipment, and expansion projects, with loan amounts beginning at $1 million.
USDA Loans
We offer USDA loans designed for businesses operating in eligible rural and semi-rural areas. This financing can be used for real estate, equipment, and expansion projects, with loan amounts beginning at $1 million.
BIA Loans (ILGP)
This specialized loan program is available for eligible Native American and Alaska Native entrepreneurs. Guaranteed by the Bureau of Indian Affairs, it finances a wide range of needs from business startups to expansion.
BIA Loans (ILGP)
This specialized loan program is available for eligible Native American and Alaska Native entrepreneurs. Guaranteed by the Bureau of Indian Affairs, it finances a wide range of needs from business startups to expansion.
Finding Solutions
When Other Banks Say "No."
Entrepreneurs choose T Bank because we understand the unique challenges of building a business. Our dedicated financing specialists dive deep to understand your opportunity, creating personalized financing packages designed for success when other banks can’t.
A Process Built for Your Success
Our process is built for speed and flexibility. We provide decisions in days, not weeks, and create fair loan structures tailored to your specific needs. With coast-to-coast experience, our team has the proven expertise to help your business grow, no matter where you’re located.
From Main Street to Manufacturing, We Get Deals Done
We are proud to be the funding partner behind countless entrepreneurs. From first-time business acquisitions to multi-million dollar expansions, every loan is another American small business success story we helped write.
Meet Your Dedicated Lending Team
You won’t be dealing with a call center. You’ll be working with dedicated teams of SBA and commercial loan specialists. We partner with you from application to funding and beyond to help you secure the right financing for your goals.
Closings are subject to credit approval. Stated timelines apply to qualified submissions and are contingent upon the applicant’s timely submission of all required documentation.