Trust Services at T Bank
Protect your assets, plan your legacy, and simplify day-to-day account management— all in one place.
Our Trust Department supports clients nationwide with personal trust, investment management, and custody solutions. Whether you rely on our in-house advisors or bring your own, we build an allocation strategy that aligns with your goals and risk comfort.
- About Our Trust Department
- Current News
- Investments
- Tax Reporting
- Types of Account
Contact Us
- (972) 720-9045
- (972) 720-9025 fax
- [email protected]
Mail/Overnight Delivery
- T Bank, N.A. – Trust Department 16200 Dallas Parkway, Suite 190 Dallas, TX 75248
Contributions Portal
Trust Online
Have a question about setting up or transferring a trust account? Call or email us, and a trust officer will respond within one business day.
About Our Trust Department
T Bank offers a wealth of trust account services to help secure your future.
T Bank offers trustee services for personal trusts and serves as custodian for qualified plans for more than 1,800 clients.
A personalized investment strategy is key to reaching your financial goals. As a T Bank client, you can build an investment allocation that fits your needs—whether you work directly with us or alongside your outside advisors.
Current News
Current News will be posted here for our clients use. Information is for the private use of trust clients. Clients may contact T Bank Trust Support with any questions.
Address for Deposits
Our address is 16200 Dallas Parkway, Suite 190, Dallas, TX 75248. Please use this address for all mail or overnight deliveries.
2024 Tax Information
The 1099 INT, DIV, and B forms were mailed on February 6, 2025.
The K-1 forms for the CTF investments are currently estimated to be mailed on or before March 15, 2025. THIS INFORMATION IS REQUIRED TO BE REPORTED ON YOUR 1040 RETURN. Please do not fail to include this information to avoid future issues with the IRS.
Online Access
At T Bank, each client has online access to their trust account(s) via a secure site. Instructions with login IDs and passwords are provided when each new account is established. Each authorized signer will receive instructions with their login in and password via the US mail. The site holds online copies of statements, positions, transactions, and performance information for each account.
If you would like to access your accounts and have questions or are having trouble accessing the site, please contact [email protected] or call us at (972) 720-9045.
Employee Benefit Web Access
Access for plan trustees and employee benefit vendors. This access will provide details on qualified plan distributions. For questions, please contact [email protected].
Fund Audit Reports
Audits of the T Bank sponsored Common and Collective Funds for December 31, 2023 are available for participating account owners. If you would like to request a copy of the reports, just click here to send us a request. The reports can be sent via secure email from Trust Support or by US Mail.
Federal Banking Holidays
T Bank observes the holiday schedule as posted by the Dallas branch of the Federal Reserve Bank. Those dates are posted at http://www.dallasfed.org/fed/holidays.cfm
Investments
Work with T Bank
T Bank offers a series of collective investment funds for its qualified retirement plan clients. The funds include both actively managed and passively managed equity and fixed income funds. These funds are advised by Tectonic Advisors, LLC, an affiliate of T Bank. Tectonic Advisors researches, monitors, and recommends managers and manager changes to T Bank Trust. Each fund is audited annually by independent auditors responsible only to the board of directors of the bank with financial reports available to participating clients.
Learn more about our Collective Investment Funds for retirement plans.
Work with Your Advisor
T Bank works with clients and their outside advisors. If you would like additional information, please contact us directly.
Money Market
Most T Bank Trust clients have some cash in their accounts. Cash can be funds pending investment, distributions, dividends, etc. This cash is typically held in a T Bank money market account, which is fully FDIC insured. At times, clients may have funds at an outside institutional money market mutual fund which invests primarily in short-term U.S. Treasury and government securities.
The interest rate trust clients earn when funds are held at T Bank is at least the same rate as available for non-trust clients on the banking side with large balances and comparable to the outside institutional money market fund. Investment products including: stocks, bonds, mutual funds, UITs, collective investment funds, variable life, annuities and life insurance are:
- Not FDIC insured
- Not guaranteed by T Bank
- Not an obligation or deposit of T Bank
- May involve investment risk, including the possible loss of principal amount invested.
Tax Reporting
Tax information for taxable accounts is sent directly to the client or their tax preparer as instructed. Check this page for the global status of the transmittal of this information.
K-1 Forms
For those Personal Trust accounts participating in the T Bank sponsored Common Trust Funds, the annual K-1 forms were mailed on March 14, 2025. These K-1 forms must be included with your personal 1040 tax return for proper reporting to the IRS. Be sure you include the K-1s to avoid tax issues with the IRS. If the forms have not been received by late March, please contact [email protected].
If Cain, Watters & Associates prepares your personal tax returns, copies of the forms have been provided to them.
1099 Forms
1099 DIV, INT, and B forms will be mailed by February 15th, each year. If you have not received these forms by February 25th, please contact us via Trust support. 1099-B tax forms include cost basis information.
1099-R forms for retirement plan distributions will be mailed by January 31. These are only for those participants who received a distribution from a tax deferred retirement plan.
5498 Forms: Annual IRA reporting
These annual forms are mailed before the end of May each year. These are not used in reporting on your personal tax return. The IRS utilizes the information on contributions and distributions to compare to your return.
Tax Form Questions
If you have a question on a T Bank provided tax form, please contact us at [email protected].
Types of Accounts
Individual
T Bank works with clients all over the United States in providing personal wealth and investment services. As a centralized custodian or trustee, T Bank serves as a corporate fiduciary and will work with your investment manager, lawyer, and accountant.
Investment management is provided by outside managers screened and selected by T Bank. Our staff will work with your own manager, or if you prefer, you may select an investment management program to meet your investment demands with managers we utilize.
Qualified Plans
T Bank serves as custodian for more than 1,100 individual retirement plans processing over 60,000 contributions per year. We will work directly with your record keeper and payroll processor to facilitate a smooth operation of the plan.
Retirement plan services include processing of plan contributions, plan distributions, tax withholding, and 1099R reporting to the participant and IRS.
In addition to supporting qualified plans, T Bank has a variety of attractive investment management solutions, including actively managed investment accounts, mutual funds, collective investment funds, and index allocations. T Bank has investment models developed for qualified plans. If you have your own investment manager, we can work directly with them to provide custody and reporting services. Investment performance can be included in the plan account statement.
T Bank manages collective investment funds for use by qualified plans. The funds are advised by Tectonic Advisors, LLC, an affiliate of T Bank. The managers of the funds include the following:
- 12th Street Asset Management
- Aperio Group
- Applied Finance
- DoubleLine Capital
- Guggenheim Investment Management
- Hodges Capital Management
- O’Shaughnessy Asset Management
- Pacific Investment Management Company (“PIMCO”)
- Polen Capital Management
- The London Company
- Yacktman Asset Management
The asset types our managers cover include: large cap growth, large cap value, large cap blend, small/mid cap, international, fixed income, and real assets. Models are available to your plan to take advantage of an appropriate allocation to the different asset types. Click here to see more information.
Corporations
Corporations for professionals, associations for professionals, and foundations can accumulate assets that can benefit from investment management services. T Bank’s Wealth and Investment Services can fulfill those needs.
Working with one of our officers or your own investment manager, an investment plan will be implemented using an allocation solution that meets your organization’s investment needs.
Investment allocation models can take advantage of our outside managers’ skill sets utilizing a variety of asset classes to find a plan that works for your situation.