Current Rates
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CD Rates *
T Bank offers CD’s at competitive interest rates. We have a variety of terms to meet all your Investment needs. All our accounts are FDIC insured up to specified limits.| Term | Annual Percentage Yield (APY) Branch/Phone | Annual Percentage Yield (APY) Digital Online $500 min. dep. | Annual Percentage Yield (APY) Digital Max Online $100K min. dep. |
| 180 Day | 1.05% | 2.00% | 2.20% |
| 1 Year | 3.75% | 3.85% | 3.95% |
| 18 Month | 3.10% | 3.20% | 3.20% |
| 2 Year | 3.20% | 3.30% | 3.35% |
| 3 year | 3.20% | 3.30% | 3.35% |
| 4 Year | 3.20% | 3.30% | 3.35% |
| 5 Year | 3.20% | 3.30% | 3.35% |
| 13 Month Promotional | 4.50% $1,000 minimum to open online or in branch. |
IRA Rates *
| Term | Annual Percentage Yield (APY) |
| 1 Year | 3.10% |
| 2 Year | 3.25% |
| 3 Year | 3.25% |
| 4 Year | 3.25% |
| 5 Year | 3.25% |
T Plus Checking **
| Annual Percentage Yield (APY) | |
| $1,500-$24,999.99 | 0.05% |
| $25,000-$99.999.99 | 0.10% |
| $100,000-$249.999.99 | 0.15% |
| $250,000-$499,999.99 | 0.15% |
| $500,000-$999,999.99 | 0.15% |
| $1,000,000 and up | 0.15% |
T Market / T Market Commercial **
| Annual Percentage Yield (APY) | |
| $2,500-$9,999.99 | 0.10% |
| $10,000-$24,999.99 | 0.15% |
| $25,000-$99,999.99 | 0.50% |
| $100,000-$249,999.99 | 0.70% |
| $250,000-$499,999.99 | 1.00% |
| $500,000-$999,999.99 | 1.35% |
| $1,000,000 and up | 1.50% |
T Savings **
| Annual Percentage Yield (APY) | |
| Average Balance | 0.50% |
T Plus Business **
| Annual Percentage Yield (APY) | |
| $1,500-$24,999.99 | 0.05% |
| $25,000-$99.999.99 | 0.10% |
| $100,000-$249.999.99 | 0.15% |
| $250,000-$499,999.99 | 0.15% |
| $500,000-$999,999.99 | 0.15% |
| $1,000,000 and up | 0.15% |
* Fixed Rate APY effective . CDs & IRAs are subject to a early withdrawal penalty.
** Variable Rate APY effective
Rates may change at any time without prior notice.
Fees could reduce earnings on the account.
Contact a T Bank Client Relationship Manager for further information about applicable fees and terms.