The Bank Built for Business: Your Long-Term Business Financing Partner
As your dedicated business financing partner, T Bank believes in building relationships, not just completing transactions. We help business owners across the U.S. secure the right capital with flexible terms and quick, decisive answers. From complex commercial loans to specialized SBA and USDA financing, every product we offer and every expert on our team points one way: #DrivingSmallBusiness
A Full Spectrum of Financing Solutions
Running a company is complex. Getting funded shouldn’t be. That’s why business owners choose T Bank for our comprehensive suite of loan programs designed to fit their specific goals.
Commercial Lending: Flexible term loans, lines of credit, and commercial real estate financing to manage cash flow, purchase property, or fund your expansion.
SBA 7(a), 504 & USDA Loans: Government-guaranteed loans with favorable terms, expertly navigated by our specialized team to fund acquisitions, equipment, and more.
The T Bank Difference: Speed, Clarity, and Commitment
Fast, In-House Decisions
As a delegated SBA Preferred Lender and an experienced commercial bank, we make decisions quickly to keep your deal moving. Get prequalified in under 48 hours.
Flexible Capital
With loan capabilities from $500K to over $25M, we have the resources to fund your vision.
Nationwide Reach
Access a dedicated business financing partner wherever you grow, with one consistent team from your first call to your final funding.
Creative Structures
We specialize in finding solutions for acquisitions, partner buyouts, construction, and other complex scenarios.
One Team Service
Your banker doesn’t disappear after closing. We track milestones, flag opportunities, and answer when you call—even after hours.
Frequently Asked Questions: Your Questions, Answered
What is the difference between an SBA and a conventional commercial loan?
The key difference is a government guarantee. SBA loans are backed by the Small Business Administration, allowing us to offer more flexible terms for small businesses. Commercial loans are funded directly by the bank and are ideal for a wide variety of financing needs. Our experts will help you determine the perfect fit.
How quickly can I get prequalified?
We provide prequalification decisions within 48 hours. Our streamlined process only requires basic financial and ownership details to give you clear, accurate numbers so you can move forward with confidence.
What makes T Bank different from other lenders?
We combine the best of both worlds: the speed and flexibility of a modern, nationwide lender with the dedicated, personal service of a community bank. You work with one consistent team from your first call to funding, ensuring a smoother process and a true long-term partnership.
What does your loan process look like?
Our process is built for clarity and speed. It starts with a quick 48-hour pre-qualification. From there, your dedicated loan officer guides you through underwriting and documentation. As a trusted SBA Preferred Lender, we have the authority to make decisions in-house, which means faster approvals for you.
Ready to Find Your Business Financing Partner?
Choosing a lender is about more than just a single transaction; it’s about finding a true business financing partner invested in your success.