T Bank

Rod Rodriguez

Executive Vice President
SBA/USDA National Lending

Rod Rodriguez is a Senior Vice President on T Bank’s SBA/USDA lending team, advising business owners nationwide on acquisition and owner-occupied real estate financing. With more than 28 years in commercial lending, he is known for disciplined structuring, clear execution, and a relationship-driven approach that keeps deals moving.

Rod specializes in SBA 7(a), SBA 504, and USDA financing for business acquisitions and commercial real estate, helping entrepreneurs buy, build, and expand with capital that supports long-term performance—not short-term fixes.

He has originated more than $500 million in government-guaranteed and conventional financing and brings deep program knowledge, strong stakeholder coordination, and an underwriting-aware mindset to every transaction. Clients work with Rod for straight answers, thoughtful strategy, and a process that feels organized from first call to closing.

Expertise

Rod’s specialties include:

  • SBA 7(a) Business Acquisitions

  • SBA 504 Owner-Occupied Commercial Real Estate

  • USDA Business & Industry (B&I) Loans

  • Partner Buyouts

  • Franchise Financing

  • Debt Refinance & Recapitalization

  • Expansion Financing

He works closely with business brokers, CPAs, attorneys, and financial advisors to structure transactions that align with operational goals and long-term exit strategies.

Career Background

Rod has held senior leadership roles at Live Oak Bank and Wells Fargo, where he consistently delivered production growth while maintaining disciplined underwriting standards. His experience across national lending platforms gives him a broad perspective on market trends, risk management, and regulatory frameworks.

He remains actively engaged in industry education and continuing professional development to stay current on evolving SBA and USDA lending guidelines.

$451,000

$451,000

$451,000

$451,000

$451,000

$451,000

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